新编实用英语综合教程第一册讲稿

5. He’s been to the pet shop too and walks up to the edge carrying another box in one hand and a shotgun in the other.

他也去了宠物店。他一手拎着一个盒子，一手拿着猎枪走到悬崖边上。 在walk up to中，up是“径直”的意思。

e.g. A stranger walked up to me and shook my hand. 有个陌生人径直向我走来，跟我握手。 *edge n. 边缘

e.g. I’m afraid of standing on the edge of the cliff. 我害怕站在悬崖边。

Many species are on the edge of extinction. 许多物种濒临灭绝。 carrying分词短语在此处作句子的伴随状语，表示与另一个动作同时存在。

6. Paddy is just getting over the shock of losing two friends when Sean appears. 肖恩出现时，帕迪正从失去两个朋

友的震惊中恢复过来。 get over 从……中恢复；克服

e.g. Have you got over your cold? 感冒痊愈了吗？

Can you get over the difficulty? 你能克服这个困难吗？

7. He’s also been to the pet shop and is carrying a box, out of which he pulls a chicken. 肖恩也去过宠物店，现在也

带着一只盒子，他从里面拿出一只鸡。

which做关系代词引导非限定性定语从句，代指主句中的先行词box，在从句中充当介词宾语。

e.g. The machine has performed some functions, some of which are undesirable. 这台机器实现了部分功能，但其

中有些功能是没有必要的。

8. He takes the chicken by its legs and throws himself off the cliff and disappears. 他抓着鸡的两条腿，跳下悬崖，

消失得无影无踪。

此处介词by有“拉住，牵引”的意思。

e.g. He took the bull by the horns and pulled it down onto the ground. 他抓住公牛的双角，把它拉倒在地。 9. Once more Paddy shakes his head, “Hen gliding is not my thing!” 帕迪再一次摇头说：“我可不适合做悬挂式滑

翔运动！”

(not) my thing或 (not) for me可表示（不）适合做某事。 e.g. Football is not for me. 我可不适合踢足球。

? Step Six: Writing an application letter F. Have students recall all the expressions of X-sports. G. Inform students of the writing format for application letters. H. Have students think of the five given questions and answer them.

I. Have students develop their answers into an application letter for a membership of an extreme sports club. J. Present the reference answer and have students compare their writings with the reference answer.

Unit Three

Personal Finance 个人理财

A. Objectives

Students will be able to:

11. be familiar with the English expressions related to fiancé problems. 12. master the techniques to describing ways of spending in English.

13. acquaint students with the knowledge of education loan, investment and credit-card. 14. write a spending survey report.

15. practise liaison.

B. Teaching Procedures

? Step One: Starter— A questionnaire about money matters at college A. Explain the language points in the survey.

B. Have students work in pairs to ask and answer the questions in the given questionnaire to complete the questionnaire.

C. Have students exchange their questionnaires and learn about others students’ answers. D. Have 6-7 students into one group, work out the final result and give it an analysis. E. Have one student out of each group to report to the class on their group findings.

Notes 1. personal finance 个人理财

☆finance n. 财务管理，财政；金融；资金

e.g. My present finances preclude the possibility of buying a car. 按我目前的财政状况是不 可能买车的。

Unless we can get more finance, we’ll have to close the hotel. 除非能得到更多的资金，否则我们将不得不关闭旅馆。

finance当动词用时意思是“供给，负担经费”。

e.g. His parents financed his college education. 父母负担他上大学的费用。

The government will finance the building of the new roads with the taxes it collects. 政府将把征得的税收投资到这条新公路上。

finance的形容词形式为financial，意思是“财政的，金融的”，如：financial affairs 财务问题；a grave financial crisis 严重的金融危机。 2. ☆loan n. 贷款；出借

e.g. They found it impossible to get a bank loan. 他们发现不可能得到银行贷款。

We wish to take a loan of your car for an afternoon. 我们想借你的汽车用一个下午。 loan当动词用时，意思是“借出，贷与”。

e.g. These works of art are too precious to be loaned out for exhibition. 这些艺术品珍贵无比，不能借出去展览。 3. Do you think a part-time job would affect your studies? 你认为做兼职会影响你的学习吗？

*affect vt. 影响，对……起作用

e.g. This area was affected by the flood. 该地区受到了洪灾的影响。

Recently, the financial crisis in the U.S.A has affected the job market to a large extent. 近来，美国金融危机极大地影响了就业市场。

4. Can you make ends meet every month? 你能每个月做到收支平衡吗？

make ends meet 达到收支平衡

e.g. He found it hard to make ends meet on his low income. 他发现以他微薄的收入很难做到收支平衡。

Mary has spent so much money on new clothes that she finds it hard to make ends meet again this month. 玛丽买衣服花了很多钱，她发现这个月又难以混到月底了。

? Step Two: I’m broke I. Ask students questions about credit cards:

a) Do you have a credit card?

b) Do you prefer the shopping way of “Buy first, pay later”?

c) Is there any difference between a debit card (借记卡) and a credit card (信用卡)? J. Have students listen to the tape or CD and fill in the blanks. K. Check the answers with students and explain the language points

L. Encourage students to talk about their opinions on credit cards by using the language to describe ways of

spending given in the Learning Box.

Notes 1. Jenny, could you lend me a few dollars? 珍妮，能不能借我点钱？

lend的意思是“借出”，其反义词是borrow，意思是“借入”。

e.g. I borrowed a book from him.= He lent a book to me. 我从他那儿借了一本书。= 他借了一本书给我。 2. I’m a little broke. 我快没钱花了。

△broke a. 没钱，囊中羞涩；破产的

e.g. Jim had to take the job as a waiter in a small restaurant because he was broke. 吉姆身无分文，只得在一家小

餐馆做服务生。

The paper was going broke and would cease publication. 这家报纸将要破产停印。

3. I’m short of money myself… 我自己也缺钱……

be short of 缺少

e.g. The family is badly short of money due to the child’s disease. 由于孩子生病，这家人极度缺钱。

We’re short of time. Let’s hurry up. 时间很少，我们得抓紧。

4. …but I buy a lot of things and pay by credit card. 但我最近用信用卡买了很多东西。

☆credit n. 信用贷款；赊购

e.g. If you are very rich, you can probably get unlimited credit. 如果你很有钱，就可能获得无限额信用度。

In stores where once he had been able to obtain credit he was forced to pay cash. 过去他可以赊购的商店现在要求他付现金。

5. Yes, so do I. 是的，我就是这样。

so do I的意思是“我也是”或“我也这么认为”。so放在句首有替代功能，一般后面的句子要用部分倒装句型。 e.g. Jim thinks Yao Ming is a world famous basketball player. So do I. 吉姆认为姚明是世界著名的篮球运动员，

我也这么认为。

6. But people spend too much with their credit cards and go over their budget. 人们过度使用信用卡，消费超过了预

算。 go over 超过

e.g. Your spending should not go over your income. 花费不应该超过收入。

Tom went over John and became his boss. 汤姆超过约翰，当上了他的老板。 ☆budget n. 预算

e.g. It is important to balance one’s budget. 收支平衡十分重要。

We simply can’t stretch the budget enough to buy a car. 我们根本不能增加预算去买一部车。

? Step Three: No risk, no gain H. Have students listen to the tape or CD. Then decide whether the given statements are true (T) or false (F). I. Explain the language points and check the answers with students. J. Ask students the following questions:

a) What kind of person is Jessica? (She is a crazy shopper.)

b) Do you buy stocks? What should you pay attention to when buying stocks? Notes 1. Jessica has decided to invest all her money in stocks. 杰茜卡决定把钱全部投到股票上。

*invest v. 投资，投入

e.g. I’ve invested a lot of time and effort in this plan. 我在这项计划上花了大量时间和精力。

She invested in a painting by a famous young artist. 她买了一幅一位著名年轻画家的画作。

invest的名词形式为investment，如：a big investment in land 对土地的大量投资。 2. So, any luck finding a new job? 是吗？运气如何？找到新工作了吗？

这是一个省略句，any luck在口语中很常见，可单独使用，也可接介词如with和in，或直接接动词。 e.g. Any luck with your hunting? 你打猎有什么收获吗？

Any luck in your dating? 约会进展得如何？

3. None. 没找到。

none表示“一点也没有”，此处指没啥运气，也就是说没有找到新工作。 e.g. — How many birds are there in the tree？树上有几只小鸟?

— None. 一只也没有。

4. You’ll be up to your ears in debt if you keep spending like this. 如果你还这样花钱的话，你会债台高筑的。

up to one’s ears in debt 债台高筑

e.g. You’ll soon be up to your ears in debt if you don’t stop gambling. 如果不停止赌博，你很快就会债台高筑。 *debt n. 债务，欠债

e.g. He is in debt for his house and his car. 他因购买房子和汽车而负债。

He spent more and more money, getting deeper and deeper into debt. 他花的钱越来越多，债台也越筑越高。

5. I’ve decided to buy stocks. 我决定去买股票。

*stock n. 股票

e.g. Father owns some stocks in that railroad. 父亲在那家铁路公司里有些股份。

Stocks are generally lower in value because of the financial crisis. 受金融危机的影响，股票价格普遍下跌.

6. Yeah, but no risk, no gain! 是的，但是没有风险，何来回报！

no risk, no gain的字面意思是“没有风险就没有收获”，在特定语境下可以引申为“不入虎穴，焉得虎子”。 e.g. I spent all my pocket money buying lottery tickets. No risk, no gain! 我把所有的零花钱都用来买彩票了，没

有风险，何来回报！

7. I’ll bet all my savings on them! 我要把所有的积蓄都押在上面！

bet…on… 把……赌押在……

e.g. I’ll bet my life on his success. 我以命赌他会成功。

He bet all my savings on stocks! 他把我所有的积蓄都投到股票上了！

8. As the old saying goes… 俗话说得好……

as the old saying goes正如老话所说，古语有云

e.g. As the old saying goes, a friend in need is a friend indeed. 俗话说，患难见真情。

? Step Four: Enquiring about loans K. Ask students the following questions: a) Do you know anything about Education Fund?

b) Have you ever thought of doing a part-time job on campus? c) Have you ever won a scholarship?

L. Have students choose the student’s questions in the box to complete the dialogue. M. Invite two or three pairs of students for demonstration. Notes 1. When do I start paying back the loan? 我从什么时候开始偿还贷款？ pay back 偿还（借款等）

e.g. Lend me $100, will you? I’ll pay it back at the end of the month.

借我100美元行吗？月底我就还给你。

I must remember to pay you back for the concert ticket. 我一定要记得还你音乐会门票的钱。

2. Start by filling out our form online, and it can be approved in a few days. 先网上填表，几天之后便会得到批准。