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M: Well, writing for a magazine would be exciting. How about that?
W: No, I’m more interested in working with computers. Hey, look. Interactive media. I?d like that. Text 8
W: Professor Donald, are you giving your advanced geology course again next semester? M: Yes, that?s what I am planning to do.
W: I was wondering if I could enroll in it. I know it’s a graduate course and I am only a junior, but...
M: are you a bit young? I’ve allowed qualified seniors to take the course, and they usually have a hard time keeping up.
W: I know, but I am most interested in American geology and I’ve done a lot of reading in this field. Last semester I took Professor Berman?s course, and I didn?t find it challenging enough. I really want to learn something new.
M: Well, I?ll speak to Professor Berman about it. If he thinks you are ready, I?ll let you enroll. W: Oh, thank you, Professor Donald. Text 9
W: Where on earth is it, John? I hope we are going the right way.
M: Emm… Judging by the traffic. I think we are near the heart of the downtown area. W: Oh, no. we should be heading for the village. Did I make a wrong turn? M: I?m not sure, but I guess that you turned right when you should have turned left.
W: Well, now the problem is how to get back onto the main highway. It’s too bad that we will be late for the party. M: Don?t worry. Thre is still enough time. Why don’t we stop and ask someone?
W: OK. Let?s stop along the next block. I think I see a policeman up there in front of the bank. M: OK. Text 10
Good afternoon, ladies and gentlemen! Welcome to today?s Commercial Life. Credit card offers are everywhere--- in your mailbox, on the Internet and in the stores you shop in. It’s easy to apply for a credit card because the offers always sound good, but have you really stopped to think about whether the cards they offer are the right card for you? Before you choose a credit card, get the answers to a few key questions. What kind of card is it? There are many different types of credit cards to choose from: regular credit cards, rewards credit cards, and student credit cards, to name a few. Understand what kind of card you?re applying for before filling out the application.
How are you going to use the credit card? If you often go on business trips, you should choose a card that allows you to accumulate airline miles and exchange them for travel expenses. Or do you plan to carry a balance form one month to the next? A credit card with a low interest rate is ideal. Choose a card according to your need.
What is the credit card limit of the card? If you are new to credit, it’s wise to start with a low credit limit as then you will learn responsile credit card habits. What are the rewards? Some credit cards offer rewards for using your credit card. Make sure you fully understand the reward structure and the amount of purchases you have to make to receive the reward.
What are the fees? You should know the amount of any fees. The most common types of fees include: annual fees, late fees, and over-the-limit fees.
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