国际结算期末考复习题-超级整理版

3. Functions of Negotiable Instrument 流通票据的功能P39

1) 2) 3) 4)

4. Basic Methods of International Payments and Settlements:

1） Settlement on commercial credit:

?remittance(汇付)：A. payment in advance B. open account ?collection(托收)

2） Settlement on bank credit： ?letter of credit(信用证) ?bank guarantee(银行担保)

5. Characteristics of Collection 托收的特点

1） It is based on commercial credit 2） The capital burden is not balance 3） It is safer than the remittance

4） It can afford financing to the seller or buyer

5） The procedure is simple, fast and the charges are not high.

6. Characteristics of Letter of Credit信用证的特点

1） It is a kind of banker’s credit. The issuing bank undertakes primary liabilities for payment 2） The obligation of payment born by the bank is limited and conditional

3） A letter of credit is self-sufficient documents and is independent of the sales contract

4） Letter of credit is a pure documentary business, that is, banks deal with documents and not

with goods, services or other performances to which the documents relate.

7. Principles in examining documents 审单的原则

1） 单证相符：The name, content and signature of the documents presented should be in

conformity with the terms and conditions of the credit. Any small discrepancy is possible to become the reason for refuse.

2） 单单相符：The documents should be in conformity with each other.

As a means of payment; As a credit instrument;

As a transferable instrument; As a means of finance.

5

实际操作题（填表类）

1. 汇票 Bill Of Exchange P45 P63-5-6

No. , Date. EXCHANGE FOR At sight of the First of Exchange, second of the same tenor and date unpaid, pay to the order of the sum of Drawn under To: For and on behalf of XXX (Signature)

Exchange for , DATE At sight of the First of Exchange, second of the same tenor and date unpaid, pay to the order of the sum of Drawn against To: For and on behalf of XXX (Signature) ACCEPTED TIME(SIGHT) Payable at For (Signature) Question: 汇票期限 At 30 days after sight At 30 days from sight At 30 days after date At 60 days after date At one and half, a month after date

到期日 6

2. 本票 Promissory Note P49 ?P63-7

Promissory Note , For On fixed by the promissory note we promise to pay the sum of . For and behalf of (Signed )

Cheque No. , Pay to the sum of (Signature)

3. On 18, March 2009, Bank of China, Guangzhou Branch received a mail transfer payment order from Bank of China Hong Kong. Please complete the forms. BANK OF CHINA, HONG KONG BRANCH DATE, HONG KONG Please advise and effect the following payment less your charges if any. In cover, we have credited your account with us. TO BANK OF CHINA, GUANGZHOU No. of Mail Transfer MTXXXX To Be Paid To Ruiqi Garment Co. Ltd, Guangzhou No. XXXX Amount HKD200,000.00 Amount in words: H.K Dollars Message: Being Proceeds under Two Hundred Thousand S/C No. XXX By Order Of Universal Garment Imp. & Exp. Co. Hong Kong Band of China, Hong Kong Remitting Bank: Payee: The proceeds is used for: Cover Instruction:

Paying Bank: Remitter: Currency and Amount: 7

4. QUESTION: A draft N0.426898 for USD100, 000.00 is drawn by The American

Exporter Co. 17 Main Street Tampa, Florida, U.S.D on The French Issuing Bank, 38 rue Francois ler, Paris, France payable at 60 days sight to the order of ourselves dated 25 March, 2000 marked “Drawn under The French Issuing Bank, Paris, France L/C N0.12345 dated 25 Feb., 2000”.

Bill of exchange

1_______ ________○2__________ No.______○

3_________ Exchange for __________○

At ____4○__ Sight of this first of exchange（SECOND BEING UNPAID） 5_________ Pay to（the order of）________○

6__________________________________ The sum of _______________________________○7________________ Drawn Under ____________○

8__________ Date _________○9___________ L/C NO._________○

（signature） 0_____________ __________11________ To ____________1○○

1426898 ○225 March, 2000 Tampa, Florida ○3$100,000 ○460 days ○5The American Exporter Co. A：○

6US Dollars one hundred thousand only ○7The French Issuing Bank, Paris ○812345 ○925 Feb, Inc. ○

2000

10The French Issuing Bank ○

1The American Exporter Co. 1○

38 rue Francois ler 75008 Paris, France 17 Main Street Tampa, Florida

5. QUESTION: Please draw a demand draft to make remittance by D/D Draft: No.20060613 Amount: HKD32, 150.00

Place and date of draft: Tianjin, 8May, 2009 Paying bank: Bank of China, Hong Kong

Payee: the order of United Trading Company, Hong Kong Pay against this draft to the debit of our account. Remitting bank: Bank of China, Tianjin

Remitter: China National Light Industrial Products Imp. & Exp. Corp., Tianjin Branch, Tianjin

BANK OF CHINA

Not Negotiable

NO._______ 1○_______

Account Payee

2_______ AMOUNT _______○

3__________ This draft is valid for one year from date of issue ___________○4_______________ To: ___________○

5____________ Pay to _____________○

6____________________ THE SUM OF _________________○

PAY AGAINST DRAFT TO THE DEBIT OF OUR __________ACCOUNT For BANK OF CHINA, TIANJIN Signature 120060613 ○2HKD 32,150.00 ○3Tianjin, 8 May, 2009 ○4Bank of China, Hong Kong ○5The order of A：○6Hong Kong Dollar Thirty-Two thousands one hundred and United Trading Company, Hong Kong ○fifty only 8